As we all know, "or do now" the Unlawful Internet Gambling Enforcement Act "UIGEA" was signed by the Senate on September 30th 2006 and passed into law on October 13th 2006 by George W. Bush, forcing all US banks to stop processing funds to any gambling site online. All banks were forced to comply with the UIGEA as of June 1st 2010. After this date all of the prepaid and gift card issuers that previously allowed poker transactions began to comply with the UIGEA as well, giving U.S. poker players even less options to fund their online poker accounts.THE UIGEA AND YOU
As an online poker player located in the United States you are NOT violating the UIGEA or any other federal law, but you might be violating State or Tribal law depending on the laws in the State or Native American Reservation where you are located. It is the players' responsibility to determine the legality of playing online poker under the law where he or she is located.
Available Deposit Options For U.S. Players
Please Note: These deposit/withdrawal options are just an outline. Not all of the options mentioned are available at all online poker rooms and the deposit options available do change from time to time. To view the available deposit/withdrawal options for a specific poker room please see the review for that room at the left or in the top 10 U.S. poker rooms section below.
Echecks is the quickest and most convenient deposit option available to U.S. poker players. To use the Echecks option all you need is a checking or savings account. When prompted enter your account and routing number and your deposit will deducted from your bank account and be available for play immediately. You will also be able to withdrawal via bank transfer or bank wire if you use the Echeck method rather than waitng for a check by mail.
Another deposit option available to U.S. players is via Ewallet. An Ewallet is basically a third party payment processor that will fund your poker account via your credit card, bank account, money wire, etc... Some of the Ewallets available to U.S. players include Pic Club and UseMyWallet. To use this option you will need to click it via the cashier window of the poker room you are making your deposit at where you'll be forwarded to the Ewallet site. Once you are at the Ewallet site you can make your deposit using one of the available deposit options. The amount of time before your deposit is available for play will depend on which deposit option you chose and your withdrawals can also be made via the Ewallet site.
MoneyGram/Western Union Wire Option
Another option available to U.S. player's is through a money wire, some sites use Western Union while others use Money Gram, either way it is the same idea. When using the money wire deposit option the poker room you are depositing at will give you a name and location to send the funds you are depositing to. After you have this information you will need to go to your local Money Gram or Western Union and send the money to that name and location. The time varies by site but your funds will be available shortly there after. When you use this deposit option you will have to make your withdrawals by check or money order via mail.
The last depsoit option available to U.S. players is check by mail. To use this option click it via the cashier window of the poker room you are depositing at where you'll find who and where to send the check. The account funding times vary greatly with this option depending on when the poker room receives the check. When you deposit via check by mail you will also have to withdrawal by check.